October 1, 2025 – Eqwires Best Intraday tips provider in India, top trading tips company, Best Stock Advisory service in India

In its latest Monetary Policy Committee (MPC) meeting concluded on October 1, 2025, the Reserve Bank of India (RBI) unveiled a series of strategic reforms aimed at improving credit access, lowering financing costs, and strengthening the banking ecosystem. While the central bank maintained the repo rate at 5.5% and retained its neutral stance, the spotlight was on five transformative measures designed to catalyze lending and support economic growth amid global uncertainties.

1. Framework for Corporate Acquisition Financing

The RBI has proposed an enabling framework that allows Indian banks to finance corporate acquisitions. This move is expected to unlock new lending opportunities, especially for mid-sized and large enterprises looking to consolidate or expand. By facilitating structured acquisition financing, the RBI aims to support strategic growth while maintaining prudential oversight.

2. Capital Market Lending Limits Expanded

In a significant relaxation, the RBI will remove the regulatory ceiling on lending against listed debt securities. Additionally, the limits for lending against shares have been increased from ₹20 lakh to ₹1 crore per person, and IPO financing limits have been raised from ₹10 lakh to ₹25 lakh per person. These changes are expected to enhance liquidity in capital markets and provide retail and institutional investors with greater access to leverage.

3. Withdrawal of 2016 Lending Framework

The RBI has scrapped the 2016 framework that discouraged banks from lending to large borrowers with credit limits above ₹10,000 crore. While the Large Exposure Framework will continue to manage individual bank-level risks, the removal of this restriction is aimed at improving credit flow to high-value borrowers, especially in infrastructure and manufacturing sectors.

4. Reduced Risk Weights for Infrastructure Lending by NBFCs

To lower the cost of financing for infrastructure projects, the RBI has proposed reducing risk weights for lending by Non-Banking Financial Companies (NBFCs) to operational, high-quality infrastructure assets. This measure is expected to incentivize NBFCs to participate more actively in long-term project financing, thereby accelerating India’s infrastructure development goals.

5. Revival of Urban Cooperative Bank Licensing

After a pause since 2004, the RBI is considering resuming licensing for new Urban Cooperative Banks (UCBs). A discussion paper will be released soon, reflecting sectoral improvements and growing demand from stakeholders. This move could enhance financial inclusion and credit access in semi-urban and rural areas.

Additional Reforms on the Horizon

Beyond these five measures, the RBI also announced plans to implement the Expected Credit Loss (ECL) framework and revised Basel III norms from April 1, 2027. A risk-based deposit insurance premium system will be introduced to encourage sound risk management among banks. These reforms signal a broader push toward transparency, resilience, and global alignment in India’s financial sector.

Market Implications and Trading Opportunities

The RBI’s policy direction is clearly geared toward supporting growth while maintaining financial stability. These measures are likely to benefit sectors such as infrastructure, capital markets, and corporate banking — creating fertile ground for traders and investors.

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As India’s financial architecture evolves, staying informed and agile is key. The RBI’s latest MPC decisions mark a pivotal moment for credit markets, and with Eqwires by your side, you’re equipped to turn policy into profit.

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In a surprising turn of events in the Indian automotive sector, Mahindra & Mahindra has outpaced Hyundai Motor India in domestic passenger vehicle (PV) wholesales for September 2025. This development comes even as Hyundai’s flagship SUV, the Creta, posted its highest-ever monthly sales, underscoring the intense competition in India’s booming SUV market.

Mahindra Takes the Lead

Mahindra sold 56,233 units in September 2025, marking a robust 10.13% year-on-year growth. In contrast, Hyundai clocked 51,547 units, a modest 0.87% increase over the same period last year. This gives Mahindra a lead of 4,686 units, a significant margin in a market where every thousand counts.

The surge in Mahindra’s sales was fueled by strong demand for its SUV lineup, including the Scorpio-N, Scorpio Classic, XUV700, Thar, and the newly launched XUV 3XO. The company also benefited from the recent GST 2.0 rate rationalization, which allowed it to slash ex-showroom prices by up to ₹1.56 lakh, making its vehicles more attractive to price-sensitive buyers.

Creta’s Record Month

Despite Hyundai trailing Mahindra in overall PV sales, the Hyundai Creta stood out with a record-breaking 18,861 units sold in September. This is the highest monthly volume ever for the Creta, reaffirming its dominance in the midsize SUV segment.

Hyundai’s SUV portfolio contributed 72.39% of its total domestic volumes, with models like the Venue, Alcazar, and the newly launched Creta Electric playing key roles. Hyundai also responded to the GST changes by offering price cuts of up to ₹2.40 lakh across its lineup, along with festive season benefits.

Festive Demand and Logistics Challenges

Mahindra’s Automotive Division CEO, Nalinikanth Gollagunta, highlighted that the first nine days of Navaratri saw over 60% growth in SUV segment retails compared to last year. However, he also acknowledged logistical constraints, particularly in trailer availability, which impacted dispatches to dealers.

EV Push and Portfolio Expansion

Both companies are aggressively expanding their electric vehicle (EV) portfolios. Mahindra’s EV lineup includes the XUV400, BE 6, and XEV 9e, while Hyundai is banking on the Creta Electric and Ioniq 5 to capture the growing EV market.

Investor Takeaway: Sector Momentum and Trading Opportunities

The SUV segment continues to be the growth engine of India’s auto market, with both Mahindra and Hyundai capitalizing on consumer preference shifts, tax benefits, and festive demand. For traders and investors, this dynamic presents opportunities in auto stocks and derivatives.

That’s where Eqwires comes in — the Best SEBI Registered Eqwires Research Analyst in India. Whether you’re looking for best option trades providers, stock options, or best options trading strategies, Eqwires delivers precision-driven insights. They’re also trusted as the best equity tips provider, best intraday tips provider, best stock market tips provider, and the best stock market company in India for navigating volatile sectors like automobiles.